Bob, skeg is a great idea, not knowing your paddling experience but going by your comments that the boat is new and when " the slightest wind.." I'm guessing that working on paddling technique is a good idea, assuming that you are a big enough payload >175lbs to keep the boat in the water. As other folks have mentioned trim, it is also good to have enough boat in the water for all the boat that is out in the wind. a few random thoughts, if you have good thigh braces and the hip fit is good your ability to lean/steer the boat will be better. If you are paddling entirely on one side,try making those strokes wide and to the stern with a little lean into the paddle, go ahead and paddle on the other side but make the stroke vertical and short forward of your hips (your hard sweeping strokes will be more effective if speed is kept up,and there isn't much turning moment to a short quick stroke) If you are paddling madly on one side check to see if you are making those strokes very vertical, if so then you are trying to steer with horsepower instead of technique and that gets old very fast, The tern looks like an excellent boat, I built a Coho and wish there was a lower volume version of it. have fun.